Klarna is an app for i payments in installments. The app was born in Sweden and the formula is simple. Buy now, pay later. Generally in installments or with a loan. It’s September listed on the stock exchangein New York. the IPO was 17 billion dollars. Now Klarna has tightened one collaboration with PagoPAthe subsidiary company of the Ministry of Economy that deals with digital payments linked to public administration.
Now Klarna will be one of the payment options in services offered by PagoPA. Translated: it will be possible pay fines in installments. Of course, Klarna’s system hasn’t always worked. In the first quarter of 2025 had scored losses for 99 million dollars due to customers who stopped paying. Not only that. Klarna has also received broader criticism, mainly linked to the promotion of economic habits that increase the level of debt. The New York Times Magazine dedicated an in-depth article entitled They Got to Live a Life of Luxury. Then Came the Fine Print.
How to use Klarna on PagoPA
According to the app’s communications, the payment method it should be pretty simple. When you access an online payment on PagoPA you can choose whether to pay immediately or bet directly on Klarna. Luigi Traldi leads Klarna’s operations for Southern Europe. He writes: “Bringing Klarna into the PagoPA system means offering users a faster, more intuitive payment experience in line with their digital habits and economic needs.”
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Klarna explained that it will offer two payment solution: one in three interest-free installments and one with multiple installments and financing. The second plan is 6 to 12 months. The list of things that can be paid in installments includes several items:
- Car tax
- Fines
- School fees
- Health tickets and other public services
